Steps to buying a home
- Take a home buyer's class
- Determine how much home you can afford
- Get pre-qualified/pre-approved
- Call me, your trusted real estate agent
- Shop for your home
- Submit an offer
- Get a home inspection
- Work with your lender to complete the paperwork and purchase home appraisal
- Close on your HOME!
After You Are Pre-Qualified Don't...
- Don't make any major purchases-a car, furniture, boat, etc.
- Don't apply for any new credit
- Don't pay off charges or collections; Check with your lender first
- Don't make any changes to your credit profile
- Don't change any bank accounts
- Don't make any unusual deposits to your bank accounts or move money from one account to another-do not deposit cash
Down Payment Assistance
Georgia Dream Program
This program offers down payment assistance, first mortgage loans, and home buyer education. To be eligible you must not be purchasing in a targeted area or have owned a home in the past three years. There are also financial limits to be met, as well as a $1,000 investment into the purchase. Learn more here.NACA
NACA, or Neighborhood Assistance Corporation of America, is a non-profit organization for home ownership with a goal of using afforable home ownership to build thriving neighborhoods. They also work with those who have less than perfect credit. Learn more here.Invest Atlanta
Invest Atlanta offers home buyer incentives that can make your dream of home ownership come true. Learn more here.USDA
For rural homebuying look to the USDA. Learn more here.Call today for more information!
